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Social system and health

EU citizens visiting or staying for short periods in Belgium should bring their health insurance European card issued in their own country (former E111). This will provide reimbursement coverage of most medical costs incurred here.

For a longer period, EU foreign workers will have to provide a E106 form from their health insurance at home in order to prove that they subscribed for it in their homeland. Then, as a normal resident in Belgium you will join one of the sickness funds or mutual insurance associations (mutualités/mutualiteiten).

Although most of the mutualités are affiliated to a religious or political institution, there is no real difference between them as reimbursement rates are fixed by the Belgian government.

Employers deduct the cost from your salary, while the self-employed pay their own contributions. When you visit a doctor or dentist, you receive a form that can later be given to your mutual insurance association for partial reimbursement.

You have a free choice of health service. Belgium has special agreements with some non-EU countries, however not all rights are recognised as the EU member States. Check if your country has an agreement with Belgium before arrival. Unfortunately for the countries without agreements like the USA or Canada, it is recommended to subscribe in a private health insurance in your home country.

For more information on the social system, check this online guide published by the Social Security department of the Belgian government.

You can find the names of some mutualités here

Mutualité Neutre de Bruxelles - Neutraal Ziekenfonds
Avenue de Tervueren 68-70
Tervurenlaan 68-70
1040 Bruxelles - Brussel

Tel: +32 (0)2 733 97 40
Fax: +32 (0)2 733 74 21
Email: info@mut206.be
Website: www.mut206.be

Mutualité Chrétienne - Christelijke Mutualiteit
Boulevard Anspach 111-115
Anspachlaan 111-115
1000 Brussels

Tel: +32 (0)2 501 58 58
Fax: +32 (0)2 501 58 38
Website: www.mc.be

Union Nationale des Mutualités Socialistes - Nationaal Verbond van Socialistiche Mutualiteiten
Rue du Midi 111
Zuidstraat 111
1000 Bruxelles - Brussel

Tel: +32 (0)2 506 96 11
Fax: +32 (02) 515 02 07
Email: info@socmut.be - unms@mutsoc.be
Website: www.mutsoc.be

Union Nationale des Mutualités Libres (U.N.M.L.) - Landsbond Onafhankelijke Ziekenfonds
Rue Saint-Hubert 19
Sint-Huibrechtsstraat 19
1150 Bruxelles - Brussel

Tel: +32 (0)2 778 92 11
Email: info@mloz.be
Website: www.mloz.be/fr

Euromut
Boulevard Mettewie 74-76
Louis Mettewielaan 74-76
1080 Bruxelles - Brussel

Tel: +32 (0)2 444 47 00
Fax: +32(0)2 444 43 34
Website: www.euromut.be

Securex
Cours Saint-Michel 30
Sint-Michelswarande 30
1040 Bruxelles - Brussel

Tel: +32(0)2 729 92 11 
Fax: +32 (0)2 726 84 17
Email: brussel@securex.be
Website: www.securex.be

Partenamut
Boulevard Anspach 1
Anspachlaan 1
1000 Bruxelles - Brussel

Tel: +32 (0)2 549 76 00
Website: www.partenamut.be

Partenamut Business & Expats
Boulevard Anspach 1
Anspachlaan 1
1000 Bruxelles – Brussel

Tel: +32 (0)2 549 75 40
Email: corporate-relations@partenamut.be
Website: www.movetobelgium.be

Partena ziekenfonds & partners
Boulevard Anspach 1
Anspachlaan 1
1000 Bruxelles - Brussel

Tel: +32 (0)9 269 85 00
Fax: +32 (0)9 269 85 48
Email: info@partena-partners.be
Website: www.partena-partners.be